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NOTICE TO THE PUBLIC:

This is to inform the public that AND Financing Corporation doing business under the name and style “etomo” (formerly “LendPinoy”) is NOT IN ANY WAY connected or affiliated with the “LendPinoy” app currently found and downloadable in Google Playstore.

Please be informed that AND Financing Corporation is no longer using the trade name “LendPinoy” in doing business, but it DID NOT authorize the developers of this “LendPinoy” mobile app to use the “LendPinoy” trade name, which the company still owns.

Any and all attempts of the developer of this “LendPinoy” mobile app to associate itself with AND Financing Corporation is UNAUTHORIZED and FRAUDULENT. Hence, we strongly urge the public to not in any way access or deal with this mobile app.

Please refer to our Facebook page to know more about it.

Benefits of Early Christmas Shopping

It’s that time again, the month that we call the most wonderful time of the year, Christmas time. Here in the Philippines, the streets are already lit up with Christmas lights and decorated with the colors of Christmas, children go out to sing carols, the air already has become colder, but most importantly, people have already started planning or even buying gifts. People love to buy their family, friends, and loved one’s things that they know will make them happy, this is a gesture to show them how much they mean to them, and since gift-giving has been known to be one of Christmas season’s highlights, this should be well planned and done the earlier the better. Early Christmas shopping has its benefits that are listed below, and these are reasons why you should be convinced to plan early and start shopping as soon as you can!

  1. Save money and avoid stress – Shops anticipate the early Christmas shopping season of people that’s why they usually start to give promos and discounts early as well. If you do Christmas shop late, you can end up spending way more than your budget and buying gifts that aren’t quite right because they’re rushed, also, most of the nice things that you’re planning to buy may have already been bought by others before you. Planning and shopping early give you enough time to come up with ideas in advance and then buy them when they’re at their cheapest, resulting in better gifts bought at lower prices.
  2. Avoid crowds – Going to shops and malls early would save you the stress and hassle of dealing with large crowds and queuing up on long lines, especially if you are planning to buy a lot of gifts in one day. The earlier you shop, the fewer people you’ll be encountering and the long lines you’ll be avoiding.
  3. Saving time – Getting your Christmas shopping done a few weeks before the actual Holiday week means you can focus on getting the house feel festive like putting on Christmas decorations, cooking delicious and amazing food, and spending time with your loved ones. These are much better activities than stressing and rushing on buying gifts at the last minute.

You’re probably planning to do your early Christmas shopping by now but is also thinking of the budget or the lack of funds. If that’s the case, Lending institutions like AND Financing Corporation has got your back this Christmas season! You can loan up to Php5,000 or more and pay installment for 6, 9, or 12 months depending on your choice. This way, you can do your early Christmas shopping and still save money and time to focus on your family and friends this wonderful time of the year. Your bank account and mental health will both thank you, and you’ll end up with much nicer gifts than if you left things to the very last minute. 

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