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About etomo

Etomo is an application that guarantee to help you in your PETSA – DE – PELIGRO worries and loan up to P100,000 with up to 12 months . Repay in easy Term Loans and fast Reloans .NO SERVICE FEE AND OTHER HIDDEN CHARGES!

You may apply if you are:

  • Working in Metro Manila
  • Living in Metro Manila, Cavite, Laguna, Rizal, or Bulacan
  • Currently regularly employed for 6 months or more
  • Has a salary of at least 18,000 per month
  • Has an SSS number
  • 21 years old and above

For just a few information, you are sure to get a etomo service that is perfect for your needs! The following will be required:

  1. personal information
  2. work information
  3. a valid govt ID (Driver’s license, UMID, National ID & SSS ID)
  4. a valid email address
  5. a valid registered mobile number


Want a higher credit limit? Help us assess you further with your financial information!

etomo offers various loan terms depending on your product:

  • loan term to 6, 9, and 12 months

Applying for a etomo loan is easy! Just have your requirments ready then download the etomo app here:

Await for your result and apply for your first loan! Repay on time to earn bonus points and use it to increase your credit limit!

Your loaned amount can be disbursed to the following:

  1. your nominated bank account
  2. your nominated FULLY VERIFIED e-wallet
  3. our partner remittance center DA5

Loan disbursement is very quick! Once approved, your loaned amount will be transferred to your chosen disbursement channel in less than one minute!


Repayment Channels
1. G -Cash
2. Pay maya
3. 7- Eleven
4. Banco de Oro (BDO)

We appreciate responsible borrowers! But for further assistance, please get in touch with us by emailing us at or calling us at +63 961 660 0658, +63 917 877 5363

Thank you for your patience, Kaibigan!

For payments made other than a CLiQQ kiosk, please give us at least 2 business days to validate your repayment.

But don’t worry because the posting date will be the date when your paid your loan and not the date your payment was updated.


Your personal information is our top priority! It is secured and protected in compliance with the Data Privacy Act of the Philippines. Information provided to etomo is never shared with any third-party.

Please read this Privacy Notice carefully to understand our policies and practices regarding your information and how we will treat it.

AND Financing Corporation launched etomo in December 2018 with the mission to provide microloans in the Philippines through a mobile application. Our AI-based credit scoring and innovative technologies will support our operations to serve the underbanked and the underserved.

Corporate Name: AND Financing Corporation
SEC Company Registration No: CS201840930
Certificate of Authority No: 1187