A credit card is often issued by banks, it allows cardholders to borrow funds for purchasing goods and services that accept credit cards for payment. Credit cards impose the terms that money borrowed must be paid back plus applicable interest …

A loan is a type of credit that is lent to a person or party, which in return, must be paid in the future. Most loans, if not all, have financial charges or interest, these can also be loaned for …

The countdown to the most wonderful time of the year begins, and people are delighted to sing Christmas carols, while kids eagerly await Santa Claus, and in a few months, family and friends will gather once more around the Christmas …

There is a saying by Mitch Albom “The most important thing in the world is the time that you make for yourself”. It is a simple quote but often neglected because we tend to prioritize others and disregard ourselves. We …